About Investing


Investing can be a difficult topic at first, but it's really one of the most important aspects of your finances. Why so? Well, most people can't save enough money for retirement. Instead, when you invest, your money accumulates and grows at a much faster rate. The hope is that it will eventually be composed enough for you to retire.

A recent survey revealed that the average family estimates they will need about $1.9 million to retire comfortably. Unfortunately, the average family only has about $255,200 in retirement accounts. Fortunately, by starting early and investing regularly, you can achieve your retirement goals.

There are several investment terms that everyone should know before they start investing:

1) Asset allocation

How you allocate your assets across all your investments

2) Time horizon

Number of years until you think you need the money you invest

3) Risks

Your ability and willingness to lose money on the stock market