Did you know that a $5,000 investment in Amazon in 1997 would be worth over $12 million today?
While we can’t go back in time, that example proves one thing:
Investing isn’t optional—it’s how ordinary people build extraordinary wealth.
At WealthyFied.com, we’ve guided thousands of beginners from "What’s a stock?" to confidently building their portfolios. This guide is your no-fluff introduction to where and how to start investing, even if you’re starting with $100.
Here are the five best ways to put your money to work, along with the pros, cons, and beginner tips for each.
What it is: You’re buying a share of ownership in a company.
Best for: Long-term growth (5+ years)
Risk level: Medium to High
💡 Pro Tip: Start with blue chip stocks like Apple, Microsoft, or Coca-Cola—established, stable, and widely held.
What it is: A single fund that holds dozens or hundreds of stocks (Example: SPY = top 500 U.S. companies)
Best for: Beginners who want easy diversification
Risk level: Low to Medium
🏆 Must-Know Strategy: The “3-Fund Portfolio” (U.S. total market + international + bonds) beats 90% of professional investors over the long term.
Choose your approach:
REITs (Real Estate Investment Trusts): Invest in real estate like you would in stocks
Rental Properties: More work, but potentially higher returns
Real Estate Crowdfunding: Use platforms like Fundrise or Arrived Homes for easy, hands-off exposure
💰 Example: A $200,000 property earning $2,000/month = 12% annual return.
Why they work:
Track the overall market (e.g., S&P 500)
Ultra-low fees (as low as 0.03%)
Long-term returns: historically 7–10% annually
✅ Best First Picks:
VTI – Total U.S. Stock Market
VOO – S&P 500 Tracker
Caution: This is the wild west of investing.
Bitcoin = Digital gold (scarce and decentralized)
Ethereum = Runs smart contracts for digital apps
⚠️ Golden Rule: Don’t invest more than 5% of your portfolio in crypto—and only what you can afford to lose.
Start now – Time beats timing
Diversify – Don’t bet it all on one thing
Ignore hot tips – Most traders lose money
Automate – Set recurring investments
Hold long-term – Short-term = gambling
Rebalance yearly – Adjust to stay aligned
Tax-optimize – Use IRAs or 401(k)s
Keep fees under 0.5% – Fees compound too
Build an emergency fund first – Don’t invest rent money
Stay the course – Markets always recover
🚀 Your First 3 Steps to Start Investing Today
Top picks: Fidelity, Vanguard, or Charles Schwab
Even $50/week adds up to real wealth over time
We recommend beginner-friendly options like VTI or SCHD for broad exposure and steady returns.
You don’t need to be rich to start investing.
But you do need to start if you want to get rich.
Every dollar you invest today buys you freedom tomorrow.
Let your money work for you while you sleep, travel, and live life on your terms.